Legal Insurance

Legal is everywhere. Protect yourself and your family with legal insurance.

Have you ever stopped to think about how many events in your life have a legal element to them? Most of us aren’t prepared for the unexpected — like the recent circumstances caused by the coronavirus outbreak. There are the joys — like getting married or buying the house of your dreams. And the challenges — like when true love doesn’t work out or you find yourself fighting a speeding ticket.

With ARAG legal insurance, your network attorney fees are 100 percent paid in full for a wide variety of covered legal matters.

What does legal insurance cover?

Count on a broad range of coverage and services, for example:

Wills and estate planning
Real estate and home ownership
Traffic tickets and license suspension
Disputes with a landlord
Family law matters
Small claims court
Consumer fraud
Personal property disputes
Student loan debt
Bankruptcy
Tax audit
Divorce

To see a full list of coverages available under your plan, visit ARAG Legal online and enter access code: 10277mdc or call ARAG Customer Care at 800-667-4300, Monday through Friday, 8 a.m. to 8 p.m. Eastern time. For any legal matters not covered and not excluded under the plan, you are eligible to receive at least 25 percent off the network attorney’s normal rate.

How legal insurance benefits you

Receive 100 percent paid-in-full coverage on attorney fees for most covered legal matters when you work with a network attorney
On average, save $368 per hour on attorney fees*
Access a nationwide network of more than 14,000 attorneys who average 20 years of experience
Address your covered legal situations with a network attorney for legal help and representation
Use DIY Docs to create any of more than 350 legally valid documents, including state-specific templates

*$368 is the average hourly rate for a U.S. attorney with 11 to 15 years' experience according to The Survey of Law Firm Economics: 2018 Edition, The National Law Journal and ALM Legal Intelligence, Oct. 2018.

- Your spouse (unless also an eligible County employee)
- All unmarried dependent children up to the end of the calendar year they turn 19
  - Coverage may be extended to the end of the calendar year they turn 25, if they are a full-time or part-time student or residing in the employee's household
- Matters against us, the policyholder or an insured against the interests of the named insured under the same certificate
- Legal services arising out of a business interest, investment interests, employment matters, employee benefits, your role as an officer or director of an organization, and patents or copyrights
- Legal services in class actions, punitive damages, personal injury, malpractice, court appeals or post judgments (settlement agreement signed by all parties, final binding arbitration, judgment issued by a court)
- Legal services deemed by us to be frivolous or lacking merit, or in actions where you are the plaintiff and the amount we pay for your legal services exceeds the amount in dispute, or in our reasonable belief you are not actively and reasonably pursuing resolution in your case

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Phone Number

ARAG Legal
800-667-4300

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