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State Housing Initiatives Partnership (SHIP) Program

The State Housing Initiatives Partnership program (SHIP) provides funds to local governments as an incentive to create partnerships that produce and preserve affordable homeownership and multifamily housing. The program was designed to serve very low, low and moderate income families.

Activity Requirements

  • Eligible Activities

    SHIP dollars may be used to fund emergency repairs, new construction, rehabilitation, down payment and closing cost assistance, impact fees, construction and gap financing, mortgage buy-downs, acquisition of property for affordable housing, matching dollars for federal housing grants and programs, and homeownership counseling.

    SHIP funds may be used to assist units that meet the standards of chapter 553; SHIP funds may also be used to assist manufactured housing constructed after June 1994 in accordance with the installation standards defined in the rules of the Department of Highway Safety and Motor Vehicles.

    A minimum of 65 percent of the funds must be spent on eligible homeownership activities; a minimum of 75 percent of funds must be spent on eligible construction activities; at least 30 percent of the funds must be reserved for very-low income households (up to 50 percent of the area median income or AMI); an additional 30 percent may be reserved for low-income households (up to 80 percent of AMI); and the remaining funds may be reserved for moderate-income households (up to 120 percent of AMI.).

  • Local Housing Assistance Plan

    Miami-Dade County's SHIP Local Housing Assistance Plan addresses the housing needs of the very low, low and moderate income households, to expand production of and preserve affordable housing, to further the housing element of the local government comprehensive plan specific to affordable housing.

  • Homebuyer Education and Counseling Services

    • Opa-locka Community Development Corporation, Inc.
      Provide homebuyer counseling services, education and training to a minimum of 120 low-to-moderate income persons/families in District 1 and Opa-Locka NRSA.

      Mr. Willie Logan
      Opa-locka Community Development Corporation, Inc.
      490 Opa-locka Blvd., Suite 20 
      Opa-locka, FL 33054 

      305-687-3545 
      logan@olcdc.org

    • Neighborhood Housing Services of South Florida, Inc.
      Provide homebuyer counseling services, education and training to a minimum of 80 low-to-moderate income persons/families countywide.

      Mr. Arden Shank
      Neighborhood Housing Services of South Florida
      300 NW 12 Avenue 
      Miami, FL 33128 

      305-751-5511 
      ardens@nhssf.org

    • Trinity Empowerment Consortium, Inc.
      Provide homebuyer counseling services, education and training to a minimum of 100 low-to-moderate income persons/families in the Goulds, Leisure City/Naranja, and West Little River NRSAs.

      Ms. Stephanye Johnson

      Trinity Empowerment Consortium, Inc.
      15260 SW 280 Street, Suite 206 
      Homestead, FL 33032-8187 

      305-412-5184 
      steffye@trinityempowers.org

    • Miami Beach Community Development Corporation
      Provide Homebuyer counseling and education services to a minimum of 133 low-to-moderate income residents with a follow-up one-on-one counseling session with a certified housing counselor in preparation for becoming a homeowner.

      Mr. Karl Kennedy

      Miami Beach Community Development Corporation, Inc
      945 Pennsylvania Avenue 
      Miami Beach, FL 33139 

      305-538-0090 
      karl@miamibeachcdc.org

    • Centro Campesino Farmworkers Center, Inc.
      Provide Homebuyer counseling and education services to a minimum of 133 low-to-moderate income residents with a follow-up one-on-one counseling session with a certified housing counselor in preparation for becoming a homeowner.

      Ms. Rennatta Delgado

      Centro Campesino Farmworker Center, Inc.
      35801 SW 186 Avenue 
      Florida City, FL 33034 

      305-245-7738 
      rdelgado@centrocampesino.or

       

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