Real Estate Tax Payments

• Make payment payable to Miami-Dade Office of the Tax Collector
• U.S. funds from a U.S. bank
• Funds must be available from immediate withdrawal

Pay taxes online, by eCheck or credit/debit card at miamidade.county-taxes.com. If paying by eCheck, funds must be available for immediate withdrawal from a regular checking or savings account, open to ACH transactions. If paying by credit or debit card, a non-refundable convenience fee of 2.21 percent (minimum $1.95) will be applied to each transaction. Only Visa, MasterCard and Discover cards are accepted. ECheck payments are not accepted for delinquent 2022 or prior year taxes.

If you are experiencing any online payment technical problem, call our online payment vendor, Grant Street Group’s Help Desk at 877-818-4323.

Pay taxes by mail, acceptable forms of payment are checks, cashier’s check, money order and certified funds. Write your folio and phone number on your check and mail your payment to Miami-Dade Office of the Tax Collector, 200 NW 2nd Avenue, Miami FL 33128. Do not mail cash. Due to processing delays during peak season, please allow a minimum of four weeks for payment processing. To ensure that your payment is received by the due date, we recommend that you submit your payment online at miamidade.county-taxes.com. Postmarks will not be honored for delinquent taxes.

Pay taxes in person, acceptable forms of payment are check, cashier’s check, money order, certified funds, cash, credit card, debit card and Apple Pay. If paying by credit, debit card or Apple Pay, a non-refundable convenience fee of 2.21 percent (minimum $1.95) will be applied to each transaction. Only Visa, Mastercard and Discover cards are accepted. Personal/business checks are not accepted for delinquent 2022 or prior year taxes. If you're paying $10,000 or more in cash and/or money order, your Social Security card and a valid ID (passport or U.S.-issued driver's license) are required.

Taxes are not paid until your funds are approved by the bank.

Pursuant to Florida Statute 68.065, a service fee of not less than $25 up to a maximum of 5 percent will be charged for all returned payments. Discounts or interest, if applicable, will be determined by the date you resubmit your payment.

The Miami-Dade Office of the Tax Collector offers property owners the convenience of receiving their tax bills electronically.

Subscribe to receive your tax bill electronically. You will continue to receive your tax bill by mail. Accounts Exempt from Public Disclosure are not allowed to sign up for Bill Express.

Once you have subscribed to receive your bill electronically, you will receive your tax bill from [email protected]. This is not a spam email. Grant Street Group is our software vendor. If you no longer wish to receive your bill electronically, click Unsubscribe at the bottom of the email you received from [email protected]. Under Florida law, email addresses are public records. If you register for electronic billing your email address may be subject to public record requests.

We are no longer accepting applications for 2023. The deadline to submit 2023 applications was April 30, 2023. Applications for 2024 will be available on our website, miamidade.county-taxes.com, in November 2023.

If your taxes are paid through your mortgage company, you should not participate in this plan.

If you are a new applicant or were automatically reenrolled due to prior year (2022) participation, you will be required to confirm participation for tax year 2023 by timely paying the first installment. If you do not receive your tax notice/bill by June 15, 2023, call 305-270-4916 to request a copy or visit miamidade.county-taxes.com to view your bill and/or pay your taxes.

First Installment tax notices will be mailed on May 31, 2023. First installment payment due by June 30, 2023. One quarter of the total estimated taxes discounted 6 percent based on taxes from the previous year (2022). Late payment on the first installment will be accepted through July 31, 2023, without discount. By paying the first installment you confirm participation in the plan and are automatically reenrolled for the following year. If your payment is not received by July 31, 2023 you will be removed from the plan.

Second Installment tax notices will be mailed on August 31, 2023. Second Installment Payment due by September 30, 2023. One quarter of the total estimated taxes discounted 4.5 percent based on taxes from the previous year (2022).

Third Installment tax notices will be mailed on November 30, 2023. Third Installment Payment due by December 31, 2023. One quarter of the total estimated taxes plus one-half of any adjustment pursuant to a determination of actual tax liability for 2023 discounted 3 percent.

Fourth Installment tax notices will be mailed on February 29, 2024. Fourth Installment Payment due by March 31, 2024. One quarter of the total estimated taxes plus one-half of any adjustment pursuant to a determination of actual tax liability for 2023. No discount.

If the installment due date falls on a Saturday, Sunday, or legal holiday, the due date for the installment is the next working day if the installment payment is paid online or delivered in person to the Tax Collector’s Office.

Discounts do not apply to late payments. If you elect to discontinue participation, you will not be entitled to the discounts required by law.

Energy Improvement Assessments are collected annually pursuant to Florida Statute 200.069. If you have an Energy Improvement Assessment, the total assessment for this improvement will be billed in your third (December) and fourth (March) Installments only. Therefore, your Third and Fourth installments bills will be higher. Discounts do not apply to Energy Improvement assessments.

Special assessments for improvement districts may have interest added as required by law.

Pursuant to Florida Statute 197.322, a discount period may not be extended due to a tax bill being returned as undeliverable electronically or by postal mail.

Pursuant to Florida Statute 197.122, all owners of property are held to know that taxes are due and payable annually and are responsible for ascertaining the amount of current and delinquent taxes and paying them before April first of the year following the year in which taxes are assessed.

You can defer a portion or all of your property taxes and any non-ad valorem assessments. The deferred taxes, non-ad valorem assessments, and interest are a prior lien on the homestead with interest accruing on the deferred amount until the balance is paid. The interest rate may not exceed seven percent. Delinquent (2022 and prior) taxes cannot be deferred.

The Homestead Tax Deferral program is not an exemption. For tax exemptions application or inquiries, please contact the Miami Dade Property Appraiser’s Office at 305-375-4712 or visit miamidade.gov/pa.

To defer payment, a property owner must:

• Claim a Homestead Exemption
• Provide proof of fire and extended (hurricane) insurance coverage on the property listing Miami-Dade Office of the Tax Collector as loss payee
• Show proof of income (2022 income tax return)
• All taxes may be deferred if an applicant’s household income is less than $10,000
• The total amount of deferral plus accrued interest and the balance of the primary mortgage cannot exceed 85 percent of the just value. The applicant's primary mortgage cannot exceed 70 percent of the just value
• If the applicant is less than 65 years old with a household income of $10,000 or more, the tax bill portion that exceeds 5 percent of the applicant's household income may be deferred. If the applicant is 65 years of age or older with a household income greater than the Senior Homestead Exemption adjusted income limitation, the tax bill portion that exceeds 3 percent of the applicant's household income for the prior calendar year may be deferred

The deferred tax amount plus interest becomes due and payable to Miami-Dade County if:

• You sell your home
• Fire and extended insurance coverage is not maintained
• Change of property use occurs and owner is no longer entitled to claim homestead exemption for such property

The Application for Homestead Tax Deferral is accepted by the Tax Collector's Office starting November 1st and must be submitted by March 31st of the following year.

2023 Homestead Tax Deferral Applications will be available on November 1, 2023.

The Miami-Dade Office of the Tax Collector will accept escrow payments allowing taxpayers to obtain a release of lis pendens from the Office of the Property Appraiser. Taxpayers may return uncashed VAB refund checks to release the lis pendens and stop the accrual of interest. Taxpayers who have cashed the VAB refund check may request a payoff amount by sending an email to the Tax Collector Paralegal Unit at [email protected].

Pursuant to State Law, (F.S. 194) a petitioner who challenges the assessed value of real property, with the Value Adjustment Board, must pay all the Non-Ad Valorem Assessments and pay at least 75 percent of the Ad Valorem taxes and a petitioner who files a petition on the denial of a classification, exemption, or on property not substantially complete, must make a good faith payment, less the applicable discount by March 31, 2023.

The failure to make this minimum payment by March 31, 2023, will result in the denial of the property owner’s VAB petition. Any prior adjustments will be reversed, and the taxes will become delinquent.

The VAB will issue a denial for non-payment even if the property owner's petition was heard by the VAB prior to March 31, 2023, and the VAB has agreed to reduce the property's assessment. In such cases, and pursuant to Florida law, the VAB will cancel its decision reducing the property's assessment, and the Property Appraiser's preliminary assessment will be reinstated.

Online payment by eCheck or credit card is only available for owners who elect to pay the full amount of taxes, 100 percent of the Ad Valorem and 100 percent of the Non-Ad Valorem Assessment.

Property owners who have an account that is Exempt from Public Disclosure (Confidential Account) have the option of paying their property taxes online by entering the account (folio) number and the total combined taxes and assessments (gross amount) as noted on the tax bill.

Duplicate bills may be requested by calling 305-270-4916. The bill will only be mailed to the owner/address of record.

For additional information, please submit your inquiry to [email protected].

Florida Statute 197.162. The following payment discounts are offered for early payment:

• 4 percent if paid in November
• 3 percent if paid in December
• 2 percent if paid in January
• 1 percent if paid in February

Gross tax if paid by March 31, 2022. No discount applies.

Pursuant to Florida Statute 197.322, a discount period may not be extended due to a tax bill being returned as undeliverable electronically or by postal mail.

Pursuant to Florida Statute 197.122, all owners of property are held to know that taxes are due and payable annually and are responsible for ascertaining the amount of current and delinquent taxes and paying them before April 1 of the year following the year in which taxes are assessed.

Partial payments for 2023 taxes are accepted from November 1, 2023, through March 31, 2024. Applications will be available as of November 1, 2023. The Partial Payment Plan is not available for delinquent (2022 and prior) taxes.

Once you have elected to participate in the Partial Payment Plan by paying the first payment, you are required to continue participation for the tax year, and you waive your right to receive the applicable discounts granted per Florida Statute 197.162. Applicants in the partial payment plan will be charged a $10 processing fee for each payment submitted.

The final partial payment must be paid by March 31 and must include the $10 processing fee. Any remaining balance that is not paid by April 1 becomes delinquent and applicable interest and fees will be added.

You may not participate in the Partial Payment Plan if:

• You maintain an escrow account with your mortgage company
• You are a quarterly installment plan participant
• You filed a petition with the Value Adjustment Board

If there is an outstanding Water, Road, and Sewer lien (WRS) being paid on an installment basis on your yearly tax bill, the installment portion for this year must be paid in full before April 1st to avoid the remaining balance due on the lien to become delinquent and a separate tax certificate to be sold for the remaining delinquent amount of the Water, Road, and Sewer lien.

Online payment by e-check and credit card is available at miamidade.county-taxes.com. Online banking/bill pay is not accepted for Partial Payment Plan participants.

Beginning on or before June 1, the Tax Collector is required by law to hold a Tax Certificate Sale. The tax certificate represents a lien for unpaid real estate property taxes. The amount of the certificate is the sum of the unpaid real estate taxes and the non-ad valorem assessment, interest, advertising costs and fees.

A tax certificate represents a first lien that is offered to the investor who will accept the lowest interest rate. The purchase of a tax certificate does not entitle the investor to the property. Florida law prohibits investors from contacting property owners for a two-year period.

The annual tax certificate sale was held on June 1.

To find out the status of a Tax Deed Sale visit the Clerk of Courts website.

Delinquent tax payment methods

• Make payment payable to Miami-Dade Office of the Tax Collector
• U.S. funds from a U.S. bank
• Funds must be available for immediate withdrawal

Pay delinquent taxes online by credit or debit card at miamidade.county-taxes.com. A non-refundable convenience fee of 2.21 percent (minimum $1.95) will be applied to each transaction. Only Visa, MasterCard and Discover cards are accepted. If you are experiencing any online payment technical problem, call our online payment vendor, Grant Street Group’s Help Desk at 877-818-4323.

Pay delinquent taxes by mail, acceptable forms of payment are cashier’s check, money order and certified funds. Write your folio and phone number on your check and mail your payment to Miami-Dade Office of the Tax Collector, 200 NW 2nd Avenue, Miami FL 33128. Do not mail cash. Postmarks will not be honored for delinquent taxes.

Pay delinquent taxes in person, acceptable forms of payment are cashier’s check, money order, certified funds, cash, credit card, debit card and Apple Pay. If paying by credit, debit card or Apple Pay, a non-refundable convenience fee of 2.21 percent (minimum $1.95) will be applied to each transaction. Only Visa, Mastercard and Discover cards are accepted. If you're paying $10,000 or more in cash and/or money order, your Social Security card and a valid ID (passport or U.S.-issued driver's license) are required.

Escrow payment files must be processed online. Download the roll, submit request files and payments online using Grant Street Group on Escrow Express.

Pursuant to Florida Statute 213.755, the Office of the Tax Collector requires all tax paying agents and escrow companies that paid more than $20,000 of property taxes last year to upload payment files for 2022 through EscrowExpress. Payment files from entities that paid more than $20,000 of property taxes last year will not be accepted unless they are submitted through EscrowExpress.

To register, send the following information to [email protected]:

Company name
Escrow code
Names of your contacts and email addresses

For assistance using EscrowExpress, call 1-866-261-1636 or email [email protected].

Pursuant to State Law (F.S. 68.065), a service fee of not less than $25.00 up to a maximum of 5 percent will be charged for all returned payments. The taxpayer will be held responsible for penalties, interest, fees and/or loss of discount resulting from any returned payment.

Discounts or interest, if applicable, will be determined by the date you resubmit your payment.

In lieu of a service charge authorized under subsection (3), s. 832.062(4)(a), or s. 832.07, the payee of a payment instrument, the payment of which is refused by the drawee because of lack of funds, lack of credit, or lack of an account, or where the maker or drawer stops payment on the instrument with intent to defraud, may lawfully collect bank fees actually incurred by the payee in the course of tendering the payment, plus a service charge of $25 if the face value does not exceed $50; $30 if the face value exceeds $50 but does not exceed $300; $40 if the face value exceeds $300; or 5 percent of the face value of the payment instrument, whichever is greater. The right to damages under this subsection may be claimed without the filing of a civil action. Pursuant to Administrative Order 4-86 the taxpayer will be responsible for fees and/or loss of discount resulting from returned payments.