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Life Changes and Qualifying Events

Qualifying events include marriage, new domestic partnership, birth, adoption or placement for adoption of a child, or loss of group insurance coverage for a covered dependent.

When you have a qualifying event, you may add your eligible dependents to your medical or dental insurance plans. A written request for the change must be received in our office no later than 45 days following the date of the qualifying event, 60 days for newborns, adoption/placement for adoption.

To add dependents, send a letter requesting their addition with a copy of the applicable documentation (i.e. marriage certificate, certificate of domestic partnership, birth certificate or adoption papers, letter from spouse or domestic partner’s employer certifying termination of insurance benefits.

Your premium will be adjusted to reflect the change in coverage.